Imagine Living a Debt-Free Life
Imagine Living
a Debt-Free Life
Get A Free Savings Estimate Today
See How Quickly You Can Be Debt Free
No Obligations. No Upfront Fees
Get A Free Savings Estimate Today
See How Quickly You Can Be Debt Free
No Obligations. No Upfront Fees
How It Works
Apply to hundreds
of loans and consolidation
options at once
Apply to a multitude of loans and consolidation options simultaneously, maximizing your chances of finding the perfect financial solution tailored to your needs.
Compare the different
programs available to you
to find your best fit
Compare the diverse range of programs available, ensuring you make an informed decision and select the option that aligns seamlessly with your financial goals.
Embark on your journey
of getting out of debt
faster than you'd think
Embark on your journey to debt-free living sooner than you'd imagine by taking the first step towards financial freedom, supported by our efficient and effective process.
How It Works
Apply to hundreds
of loans and consolidation options at once
Apply to a multitude of loans and consolidation options simultaneously, maximizing your chances of finding the perfect financial solution tailored to your needs.
Compare the different
programs available to you to find your best fit
Compare the diverse range of programs available, ensuring you make an informed decision and select the option that aligns seamlessly with your financial goals.
Embark on your journey of getting out of debt faster than you'd think
Embark on your journey to debt-free living sooner than you'd imagine by taking the first step towards financial freedom, supported by our efficient and effective process.
As Seen On
Frequently Asked Questions
How does the program work?
Are you diligently working but finding it challenging to manage credit card debt and other financial obligations such as medical bills and personal loans?
Rest assured, you're not facing these difficulties alone.
In the previous year, the average credit card debt in the USA exceeded $5,000, with over 14 million Americans owing amounts surpassing $10,000.
These figures are substantial.
Additionally, credit card companies accrued over $100 billion in fees and interest payments.
At National Debt Programs, we leverage advanced technology to assist individuals in resolving a variety of debts.
Our team has successfully guided thousands of individuals on their journey to becoming debt-free.
We aim to counter the significant fees and interest payments that credit card companies accumulate each year.
Our mission is to support you in overcoming these financial challenges.
Curious to know if you qualify for debt relief?
Simply complete our brief questionnaire above.
If you meet the criteria, a friendly debt advisor will arrange a phone call to guide you through the available options.
What types of debt can you help with?
This program works with almost all types of unsecured debt:
- Credit card debt
- Medical debt
- Personal loans
- Most payday loans
The program can sometimes work with unsecured debts like auto or furniture loans, but restrictions apply.
How does debt relief work?
National Debt Programs centers its approach around Debt Relief, aiming to promptly reduce your monthly payments, easing cash flow pressure and facilitating a cost-effective and speedy path to debt freedom.
Our program is straightforward.
Instead of making payments directly to your creditors, you'll contribute a monthly sum to a Dedicated Savings Account, which remains in your name and under your control.
As these funds accumulate, we will engage with your creditors to negotiate and establish reduced balances.
Given that you're no longer directly paying the creditor, they are often inclined to accept a reduced amount, viewing it as preferable to the risk of receiving no payment at all.
Subsequently, you grant us authorization to utilize the funds in your Dedicated Savings Account to settle your debts at the agreed-upon, reduced amounts.
As accounts are successfully paid off, they should be reported back as having a zero balance.
Can I afford this?
National Debt Programs goes beyond ensuring affordability – we invest the time to assess your budget thoroughly, ensuring that the proposed solution genuinely alleviates financial pressure.
With the flexibility to customize your deposit schedule, our approach allows you to feel more in control throughout the entire process.
How much do your services cost?
National Debt Programs charges a service fee, conveniently bundled within your Dedicated Savings Account deposit.
Unlike other programs with hardship solutions, our fee is entirely performance-based.
We only earn when we've achieved the desired results, ensuring you feel satisfied with the savings.
The fees vary by state and the amount of your debt, typically ranging from 15-25% of your enrolled debt.
In contrast to the substantial interest payments associated with struggling to pay off credit cards, the savings with National Debt Programs are substantial.
While each program is unique, consider the case of "John," a recent client.
Initially carrying a debt of $25,000 across credit cards and a personal loan, with a monthly payment exceeding $700, he aimed to reduce the payment and eliminate the debt on his fixed income.
Setting up a $250/month deposit for an estimated 36 months (3 years) to become debt-free, "John's" debt could potentially be resolved for around $19,000, as opposed to an estimated $45,000 based on minimum payments, thanks to the inclusive fees.
This exemplifies how National Debt Programs aims to provide substantial savings for clients.
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National Debt Programs.
All rights reserved.
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Saturday/Sunday
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OUR LAWYERS MADE US WRITE THIS:
National Debt Programs is dedicated to assisting you in selecting the most suitable option for overcoming financial challenges. All communications may be recorded or monitored for quality assurance and training purposes. Please be aware that not all debts qualify for enrollment, and we cannot assure specific reductions in debt amounts or precise timelines for achieving debt-free status.
Moreover, our services do not encompass assuming consumer debt, making monthly payments to creditors, offering tax, bankruptcy, accounting, or legal advice, or providing credit repair services. The availability of our services may differ by state, and based on your location, we may be able to recommend local tax professionals or bankruptcy attorneys. It is imperative to consult with a tax professional regarding settlement-related tax consequences and a bankruptcy attorney for comprehensive bankruptcy information.
Before enrolling, it is crucial to thoroughly review and understand all program materials, including potential impacts on your credit rating. Please note that neither the company nor its affiliates are lenders, creditors, or debt collectors. Testimonials may not represent all experiences with the company or its affiliates.
National Debt Programs is a marketing entity, not a debt settlement company or loan provider. Clients typically realize approximate savings of 46% before fees, or 25% when including fees, within a period spanning 24 to 48 months. Not all clients complete the program due to various reasons, including their ability to accumulate sufficient funds. These savings estimates are derived from prior results and may vary based on individual circumstances. We may also present loan options for you to consider.
By accessing this site, I agree and understand the following statements:
National Debt Programs or its representatives may contact me by email, phone, or SMS at the email address or number I provide, including for marketing purposes.
All calls with the company may be recorded or monitored for quality assurance and training purposes.
Clients who are able to stay with the program and get all their debt settled realize approximate savings of 50% before fees, or 25% including fees, over 12 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete programs for various reasons, including their ability to save sufficient funds. Estimates are based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or credit repair services. Though our site may recommend credit repair services. National Debt Programs is not a law firm, nor is it a substitute for an attorney or law firm. We do not provide legal advice, nor do we practice law. This site only contains legal information, not legal advice. Using this site does not create an attorney-client relationship. We provide no guarantees regarding case outcomes, nor are we liable for any case outcomes. Use of our products is governed by our Terms of Service and Privacy Policy.
Not available in all states. Please contact a tax professional to discuss the tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating. The company and its affiliates are not lenders, creditors, or debt collectors.
National Debt Programs does not give debt consolidation loans. * Our representatives have helped thousands of consumers throughout their careers. Testimonials are actual customer experiences and individual opinions and may not be illustrative of all experiences with the company or its affiliates.