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National Debt Programs is dedicated to assisting you in selecting the most suitable option for overcoming financial challenges. All communications may be recorded or monitored for quality assurance and training purposes. Please be aware that not all debts qualify for enrollment, and we cannot assure specific reductions in debt amounts or precise timelines for achieving debt-free status.

Moreover, our services do not encompass assuming consumer debt, making monthly payments to creditors, offering tax, bankruptcy, accounting, or legal advice, or providing credit repair services. The availability of our services may differ by state, and based on your location, we may be able to recommend local tax professionals or bankruptcy attorneys. It is imperative to consult with a tax professional regarding settlement-related tax consequences and a bankruptcy attorney for comprehensive bankruptcy information.

Before enrolling, it is crucial to thoroughly review and understand all program materials, including potential impacts on your credit rating. Please note that neither the company nor its affiliates are lenders, creditors, or debt collectors. Testimonials may not represent all experiences with the company or its affiliates.

National Debt Programs is a marketing entity, not a debt settlement company or loan provider. Clients typically realize approximate savings of 46% before fees, or 25% when including fees, within a period spanning 24 to 48 months. Not all clients complete the program due to various reasons, including their ability to accumulate sufficient funds. These savings estimates are derived from prior results and may vary based on individual circumstances. We may also present loan options for you to consider.

By accessing this site, I agree and understand the following statements:

National Debt Programs or its representatives may contact me by email, phone, or SMS at the email address or number I provide, including for marketing purposes.

All calls with the company may be recorded or monitored for quality assurance and training purposes.

Clients who are able to stay with the program and get all their debt settled realize approximate savings of 50% before fees, or 25% including fees, over 12 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete programs for various reasons, including their ability to save sufficient funds. Estimates are based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or credit repair services. Though our site may recommend credit repair services. National Debt Programs is not a law firm, nor is it a substitute for an attorney or law firm. We do not provide legal advice, nor do we practice law. This site only contains legal information, not legal advice. Using this site does not create an attorney-client relationship. We provide no guarantees regarding case outcomes, nor are we liable for any case outcomes. Use of our products is governed by our Terms of Service and Privacy Policy.

Not available in all states. Please contact a tax professional to discuss the tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating. The company and its affiliates are not lenders, creditors, or debt collectors.

National Debt Programs does not give debt consolidation loans. * Our representatives have helped thousands of consumers throughout their careers. Testimonials are actual customer experiences and individual opinions and may not be illustrative of all experiences with the company or its affiliates.